Senior Associate/Associate, Credit Risk Analyst, Risk Monitoring and Reporting, Singapore Consumer C

DBS Bank Limited
Singapore, Singapore
26 Jul 2022
25 Aug 2022
Job Function
Industry Sector
Finance - General
Employment Type
Full Time
Business Function

Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.


The role is responsible for providing MIS, Reporting and Analysis support for WM portfolios:
  • Perform regular and ad-hoc risk reporting to consumer credit management/ line of business stakeholders and MIS preparation for regulatory reporting.
  • Run and produce MIS for reporting on risk exposures and metrics to enable informed and strategic decision-making.
  • Identify opportunities/ gaps to improve data quality and existing reporting processes
  • Apply analytics and data mining techniques using credit data and alternative data sources to monitor portfolio performances based on established portfolio triggers
  • Present MIS & data in required formats which are visual, universally understandable or easy to interpret (e.g. dashboards).
  • Analyse portfolio performance to assess risks and opportunities to maximize product profitability.
  • Conduct portfolio stress testing to establish portfolio risk tolerance.
  • Establish credit methodology to derive customer level income and max indicative secured credit limit using banking and credit bureau data.
  • In addition, to support system migration projects, conduct UAT for any data migration / MIS platform and involve in code translation from SAS to Python
  • At least 3 years of relevant experience in financial sector
  • Relevant working experience in statistics, data analytics and/ or project management
  • Degree holder, preferably in risk management/ quantitative discipline
  • Knowledgeof SAS, SQL and/ or Python programming with strong command of Microsoft Office.
  • Good understanding and knowledge of credit cycle management in a consumer credit environment preferred.
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We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

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