Analyst, Credit Risk Monitoring and Reporting Analyst, Risk Monitoring and Reporting team, Singapore

DBS Bank Limited
Singapore, Singapore
03 Aug 2022
02 Sep 2022
Job Function
Industry Sector
Finance - General
Employment Type
Full Time
Business Function

Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.

  • Perform regular and ad-hoc risk reporting to consumer credit management/ line of business stakeholders and MIS preparation for regulatory reporting.
  • Run and produce MIS for reporting on risk exposures and metrics to enable informed and strategic decision-making.
  • Identify opportunities/gaps to improve data quality and existing reporting processes.
  • Apply analytics and data mining techniques using credit data and alternative data sources to monitor portfolio performances based on established portfolio triggers.
  • Present MIS & data in required formats which are visual, universally understandable or easy to interpret (e.g. dashboards).
  • Analyse portfolio performance to assess risks and opportunities to maximize product profitability.
  • Conduct portfolio stress testing to establish portfolio risk tolerance.
  • Establish credit methodology to derive customer level income and max indicative secured credit limit using banking and credit bureau data.
  • In addition, to support system migration projects, conduct UAT for any data migration / MIS platform and involve in code translation from SAS to Python.
  • Degree in Computer Science, Statistics, Data Analytics, or related disciplines; with at 1-3 years of exposure in consumer credit industry.
  • With hands-on experience on data mining and analysing large datasets, strong programming skills of SAS/SQL/Python.
  • Proficient in Microsoft Office tools (Word, Excel, Powerpoint & Access).
  • Self-motivated and Meticulous, with strong analytical and problem-solving skills.
  • Ability to work independently and as a contributing team player with good interpersonal and communication skills.
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We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

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