Deputy Manager, Credit Risk Management

Employer
The Edge Partnership, EA Licence No: 16S8131
Location
Singapore, Singapore
Salary
Excellent Package
Posted
16 Sep 2022
Closes
24 Sep 2022
Ref
16885127
Job Function
Banking
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
Our client - an expanding and financially strong Asian Bank, is currently searching for a Deputy Manager, Credit Risk Management. The Deputy Manager, Risk Management (Credit Risk) is responsible for the oversight of the Branch's credit portfolio to ensure robust credit risk management practices in safeguarding the credit quality of the loan portfolio. The Deputy Manager will review and evaluate the existing and prospective borrowers/counterparties so as to identify the relevant risks and provide corresponding risks mitigating recommendations.

Our client provides an array of products & services which includes corporate lending, trade financing, cash deposits/remittances alongside with hedging solutions to their counterparties with focus on General Corporates, Transportation (Aviation & Shipping) and Financial Institutions (FIs) sectors.

Some of the key responsibilities will include:
  • Work closely with Accounts Officers (AO) in conducting credit due diligence on existing/prospective clients including factory/site visits
  • Review and evaluate credit reports for annual reviews, new & incremental and waiver/amendment credit proposals and provide recommendations before submission to Branch CRO/Head Office for consideration/approval
  • Continuous monitoring and reviewing of existing credit risk exposures
  • Develop and review/update internal credit risk related policies / guidelines in accordance to Head Office and /or local regulatory requirements
  • Provide risk guidance during credit/facility structuring stage, term sheet negotiation or in deal meetings to improve facility structure
  • Collaborate with Business Units to develop and review risk acceptance criteria (RAC) framework governing the business strategy as embedded in the Target Market & Risk Acceptance Criteria ("TMRAC")
  • Reviewing ECL reports for the loan portfolio to ensure accurate credit risk reporting
  • Conduct credit stress testing / scenario testing to determine the ability of the credit portfolio to withstand plausible severe adverse conditions, and make the requisite recommended action plans
  • Liaison with Head Office International Credit Risk Management Department to support/align the Branch's credit risk management framework
  • To keep abreast of economic, sector and industry developments and trends that may affect the quality of the Branch's loan portfolio
  • Take on ad-hoc risk assignments(s) as and when delegated by Branch CRO


To be eligible for this role you will require:
  • Minimum a Bachelor Degree in Banking & Finance/Accountancy/Business Administration or a relevant discipline. Professional certification in CFA/FRM would be advantageous.
  • Minimum 8-10 years' related working experience within the Banking industry, Credit Risk Management space
  • Strong understanding of credit risk management and equipped with South East Asia regional and industry knowledge
  • Good products knowledge across Corporate & Institutional, Trade Finance, preferably having covered large corporates and middle market client segments
  • Strong quantitative background with exceptional attention to details
  • Self-starter who works well in rapidly changing environment with multiple competing priorities
  • Proficient in spoken and written English/Chinese to liaise with Chinese speaking headquarter counterparties


Candidates with relevant experience and looking for new opportunity, please email your cv directly in word format with job reference no. Jo0000007372 to bankingandfinance-sg@theedgepartnership.com.

Please note that due to the high number of applications only shortlisted candidates will be contacted. If you do not hear from us in the next 5 business days we regret to inform you that your application for this position was unsuccessful.

Recruiter Licence Number: R22108555
EA Licence Number: 16S8131

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