Credit Portfolio Analyst II
- Employer
- Citi
- Location
- Singapore, Singapore
- Salary
- Competitive
- Closing date
- Jan 7, 2023
View more
- Job Function
- Risk Management
- Industry Sector
- Finance - General
- Employment Type
- Full Time
- Education
- Bachelors
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This role is within the Singapore Consumer Risk Management Team and supports the Investment secured Portfolio for GCB and IPB businesses. Singapore Investment lending portfolio is the largest among all countries with consumer MSBF (Margin Lending) and Insurance Premium Finance products.
The position will be responsible for review of collaterals for acceptance & monitoring the portfolio credit quality. The role also requires involvement in portfolio MIS reporting & analytics to ensure compliance to risk management policies for Investment secured portfolio. This involves interaction with Credit Operations, Operations and Technology functions, product teams and front office.
The position reports to Investment Risk Manager in the Singapore Risk Management team.
Responsibilities:
Qualifications
Job Family Group:
Risk Management
Job Family:
Credit & Portfolio Risk Management
Time Type:
Full time
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .
View the " EEO is the Law " poster. View the EEO is the Law Supplement .
View the EEO Policy Statement .
View the Pay Transparency Posting
The position will be responsible for review of collaterals for acceptance & monitoring the portfolio credit quality. The role also requires involvement in portfolio MIS reporting & analytics to ensure compliance to risk management policies for Investment secured portfolio. This involves interaction with Credit Operations, Operations and Technology functions, product teams and front office.
The position reports to Investment Risk Manager in the Singapore Risk Management team.
Responsibilities:
- Monitor portfolio to identify credit migration/mitigation actions across Margin Lending and Insurance Premium Finance products
- Work with Credit Risk Manager to evaluate, analyze and recommend policy decisions related to credit and collateral acceptance of marketable securities
- Prepare and enhance Portfolio analytics for risk differentiated reviews and ensuring continual compliance with Citi Credit Policy/Regulations/Product Programs such as reviewing portfolio collateral concentration, liquidity and limit excess
- Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
- Provide support to the risk managers on strategic initiatives and related enhancements.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications
- Ideal candidate will have a Finance/Math/Stat degree holder with at least 4-6 years of work experience preferably with Risk, Margin Lending Products, Credit Operations.
- Knowledge of investment products, trading products, wealth management, systems and key processes would be added advantage and a key differentiator.
- Self-driven individual, with attention to details and passion for Credit Risk management.
- Good Analytical skills and understanding in programming knowledge and tools (Excel, Access etc) are required. Knowledge & Experience in SAS is desirable.
- Good communication skill (verbal and written) and able to interact well with business partners
- Strong team player - Able to effectively network with coworkers from cross functional and multitask in a fast-paced environment
- Good attitude, willingness to learn and possessing high integrity
Job Family Group:
Risk Management
Job Family:
Credit & Portfolio Risk Management
Time Type:
Full time
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .
View the " EEO is the Law " poster. View the EEO is the Law Supplement .
View the EEO Policy Statement .
View the Pay Transparency Posting
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