Vice President, Credit Review Department

Sumitomo Mitsui Banking Corporation
Singapore, Singapore
14 Mar 2023
13 Apr 2023
Job Function
Credit Analysis
Industry Sector
Finance - General
Employment Type
Full Time
  • Conduct credit review of credit assets of SMBC in Singapore and other areas mainly in APAC region
  • Prepare annual risk assessment and audit planning with support of FVP and/or above and take Auditor In Charge (AIC) role at on-site review activities
  • Conduct and implement credit risk assessment and/or audit assignments such as off-site credit grading reviews and on-site audit to assess the appropriateness of credit risk management with support of FVP and/or above
  • Act as a liaison of the CRVD and to build and foster good relationship with external stakeholders (e.g. regulators, authorities, etc.) and internal stakeholders (e.g. staff and/or management of branches under your coverage, etc.) under supervision of GH
  • Follow-up on the auditees' corrective actions to recommendations made by regulatory authorities, external auditors and CRVD
  • Guide and educate junior staff to improve his/her ability in credit review skills
  • Perform ad-hoc job assignments and administrative tasks as instructed by GH
  • Continuously report CRVD H.O. about key risk issues and/or control related business changes in the region not limited to Singapore (e.g. visits and results of regulator's audit, change in regulations, significant events in branches, etc.)
  • Initiate self-improvement in own internal audit process to be in line with professional practice
  • Perform ad-hoc job assignments cooperating with IAD(SNG) as instructed by GH

  • Sound knowledge of banking practice, products, operations of other departments as well as relevant legislation, statutory and Regulatory requirements
  • At least 5 years experience on credit risk analysis, credit reviews, credit control procedures in both corporate finance and/or structured finance in financial institutions or accounting firms
  • Strong risk acumen and awareness, ability and courage to lead and conduct reviews, investigations on critical issues
  • Strong leadership as well as teamwork spirit
  • Strong communication skill as well as tenacity