Associate Manager

Employer
Standard Chartered Bank
Location
Singapore, Singapore
Salary
Competitive
Posted
24 Nov 2022
Closes
04 Dec 2022
Ref
17883366
Job Function
Risk Management
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
Role Responsibilities
Job Summary
  • Strengthen overall Business risk management within Consumer, Private and Business Banking (CPBB) to ensure the appropriate controls are in place and effective.
  • Perform quality assurance on Credit Initiation, Portfolio and Lending Operation to ensure that applications are approved in accordance with local regulatory and internal policy guidelines.
  • Ensure checks are conducted, and findings reported and closed in a timely manner.
  • Align quality assurance program to prevailing policies and processes.
  • Support development of a robust quality assurance process and maintain oversight to ensure effective implementation.
  • Support BRM Management Team in activities relating to risk forums / reporting / submissions.
  • AOB in relation to business risk management.
Strategy
  • Understanding the risk and compliance requirements of the role. Understand and comply with applicable laws and regulations, the Groups policies, procedures and the Group Code of Conduct.
  • Effectively identify, escalate, mitigate and resolve risk and compliance matters.
Business
  • Perform quality assurance on Credit Initiation, Portfolio and Lending Operation to ensure that applications are approved in accordance with local regulatory and internal policy guidelines.
  • Support development of a robust quality assurance process and maintain oversight to ensure effective implementation.
Processes
  • Conduct quality assurance check on Retail Mortgage and BB Mortgage.
  • Ensure checks are conducted, and findings reported and closed in a timely manner.
  • Align quality assurance program to prevailing policies and processes.
People and Talent
  • Collaboration with stakeholders / colleagues within BRM and externally.
Risk Management
  • Socialise assurance findings with stakeholders and to understand the potential risk and evaluate the effectiveness of mitigating solutions proposed to prevent recurrence.
Governance
  • Present findings in a logical and easy to understand manner.
  • Monitor remediating action plans till closure.
Regulatory and Business Conduct
  • Display exemplary conduct and live by the Group's Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
  • Singapore CPBB Teams - Consumer, Private, Business Banking, Wealth.
  • Credit Policy, Credit Initiation.
Other Responsibilities
  • AOB in relation to business risk management.

Our Ideal Candidate
  • 2+ years of experience in performing quality assurance on Credit Initiation, Portfolio and Lending Operation to ensure that applications are approved in accordance with local regulatory and internal policy guidelines
  • Effectively identify, escalate, mitigate and resolve the assurance findings
  • Management of stakeholders and collaboration with them
  • Graduate in Banking and Finance preferred.
Role Specific Technical Competencies
  • Risk Management

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity , together with our brand promise, to be here for good are achieved by how we each live our valued behaviours . When you work with us, you'll see how we value difference and advocate inclusion. Together we:
  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
  • Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
  • Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
  • Flexible working options based around home and office locations, with flexible working patterns
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
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