Credit Analyst - Corporate Banking - Commercial Banking

Singapore, Singapore
18 Jan 2023
26 Jan 2023
Job Function
Industry Sector
Finance - General
Employment Type
Full Time
Job description

Some careers have more impact than others.

If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Global Payments and Cash Management is made up of almost 10,000 people, across more than 60 countries. The business is uniquely positioned to help clients make payments across borders, across currencies and regulations, quickly and cost effectively with dedicated in country and regional support. Our expertise in this area is repeatedly recognised by the industry's most prominent publications and associations with numerous global, regional and country awards.

We are currently seeking a high calibre professional to join our team as a Credit Analyst - Corporate Banking.

Principal Responsibilities
  • As a Credit Analyst within Corporate Banking, you are responsible in shaping the overall customer experience through your interaction with clients and also ensure a balance between financial solutions provided for clients and the Bank's credit and risk criteria
  • You will work closely with Relationship Managers to analyze, acquire and grow client relationships in the Commercial Real Estate and/or Wholesale Trade, Commodities & Supply Chain sectors
  • To succeed, you will need to apply specific industry knowledge (preferred but not a must) and partner Relationship and Product Managers to deliver solutions in product offerings across Credit & Lending, GTRF, GM and GLCM
  • Maintain HSBC internal control standards, implement and observe Group Compliance Policy in daily work. Regularly monitor and ensure compliance of covenants
  • Supporting Commercial Banking to attain their strategic growth targets while at the same time maintaining a high quality loan book for Commercial Banking
  • Safeguarding the bank from potential losses arising from credit and operational risks
  • Performing optimization of Risk Weighted Assets through clear understanding of Basel II regulatory framework and capital requirements
  • Ensuring timely preparation of security and loan documentation both externally and internally that is in line with the credit approvals obtained as well as receipt of completed documents and activation of facility limits
  • Participating in ad hoc projects relating to portfolio review, management reports, improving risk mitigants and enhancing operational efficiency
  • Being adaptive to ongoing changes within the organization and support the implementation of needed changes in the department

  • Degree holder with a Finance, Business or Accountancy background
  • Relevant years of strong risk analysis or corporate lending expertise, preferably from a leading financial institution
  • Proven expertise in corporate credit, including credit reviews and structuring financial solutions for clients. Proficiency in modelling of financial projections will have an advantage
  • Strong analytical and writing skills, coupled with effective communication and interpersonal skills are essential
  • Conscientious and meticulous in completing tasks and activities assigned
  • Proficient in Microsoft Office, particularly Word and Excel
  • Cohesive team player who possesses a positive attitude and willingness to acquire new skills or knowledge
To be considered for this role, the relevant rights to work in Singapore is required.

You'll achieve more when you join HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.
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