AVP, Credit, Specialist, Credit Portfolio Management, Consumer Banking Group

DBS Bank Limited
Singapore, Singapore
19 Jan 2023
18 Feb 2023
Job Function
Risk Management
Industry Sector
Finance - General
Employment Type
Full Time
Business Function
As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business - they were made just right for you.

Key Responsibilities

The role is responsible for managing the strategy for Secured Credit Portfolio (Acquisition, Portfolio Management and Collection) within the Singapore Consumer Banking Group Credit team, covering the following:
  • Monitor, develop and execute portfolio credit strategies including acquisition and portfolio management.
  • Use analytical tools and quantitative analysis to identify patterns in portfolio and new applications to develop loss mitigation strategies.
  • Provide insights and recommendations to senior management around portfolio quality and credit strategy, policies, procedures and for budgeting purpose.
  • Partner with business units and other stakeholders to develop credit strategies to meet business goals.
  • Work closely with Collections Strategy on champion-challenger, restructure programs; including implementing controls and driving continuous improvement to gain efficiency and productivity.
  • Handle system and non-system related projects including working with various stakeholders, contributing towards project discussions, providing user requirements and inputs for user acceptance test.
  • A degree holder with minimum 6-8 years' working experience in a role within Credit Operations or Credit Risk Management.
  • Highly analytical and love to analyze data to generate useful information and insights.
  • Excellent communicator to present and explain strategies to multiple internal stakeholders.
  • Team player with good inter-personal skills and ability to work with the team as well as multiple cross-functional stakeholders.
  • Good problem solving and process improvement skills.
  • Good leadership and management skills.
Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

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