Senior Credit Analyst

Responsibilities

Collaborate with Relationship Managers and Product Partners to:
Gather appropriate client information to be able to present and mitigate risks.
Spread financial statements, propose an appropriate counterparty rating and recovery rate on facility using the Bank's internal systems.
Deliver a complete, synthetic and coherent up-to-date counterparty and credit risk analysis, based on facts and compliant with the Bank's guidelines.
Complete Credit Proposals enabling the Credit Committee to make an informed decision.
Support the Relationship Manager / Front Officer in credit process-related matters.
Portfolio monitoring : follow-up of financial covenants, risks alert, core data checks.
Keep updated with credit methodologies and policies.
Share information and develop industry intelligence.
Presentation of credit proposals to credit committees.
Meet clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit.
Participation in discussions on potential deals.
Participation in projects linked to improving credit process efficiency.
To contribute to any other portfolio or credit administrative and statistical works as required by management from time to time.

Qualifications

Degree in Accountancy or Finance.
Experience Level at least 3-5 years
Proven credit analysis experience covering Real Estate, Mid-Large Corporates & Asian conglomerates
Able to interpret financial statements
Able to interact with multiple stakeholders