AVP/VP, Structured Finance Department Asia Pacific, Credit Portfolio Management

Sumitomo Mitsui Banking Corporation
Singapore, Singapore
15 May 2023
31 May 2023
Job Function
Industry Sector
Finance - General
Employment Type
Full Time
Job Purpose

The primary responsibility of this role is to be responsible for the ongoing credit and administrative processes of a portfolio of Project Finance transactions. This includes active portfolio management, liaising with internal departments to manage ad-hoc administrative processes, completion of periodic portfolio monitoring, preparation of periodic credit submissions (regular and ad-hoc monitoring as well as consent and waiver requests), and preparation of periodic and ad-hoc reports to Head Office. The position will also support the activities of the Marketing Teams.

Job Responsibilities

Credit Process Management
  • On time reporting and communication (minimal overdue reviews/reporting)
  • Accurate and complete information
  • Conforming to internal processes and compliance requirements
  • Minimal errors

Control Management and Internal Customer Service
  • Effective and efficient use of internal resources and communications to achieve positive outcomes in a timely manner
  • On time preparation and prompt response to internal and external audit
  • Appropriate communication and interaction with external customers, banks, advisors, internal colleagues (junior, peer, senior)
  • Minimal errors

Credit Risk Management
  • Good quality of credit papers, reports, analysis, communications
  • Ability to distil complex issues and produce credit papers, reports, communications which can be easily understood by relevant Credit Teams
  • Demonstrate understanding of workflow and delivery within agreed timeframes
  • Timely reporting and consultation with other team members and early escalation to Team Head in relation to issues

Compliance and Internal Processes
  • Conforming to internal processes and compliance aspects.

Job Requirements
  • Tertiary qualification in a business-related field
  • Minimum 5-10 years' credit risk experience within Structured Finance, Corporate Banking or Credit Risk environment, ideally with a Bank or Financial Institution
  • Experience of working in a financial services organisation
  • Strong knowledge of financial products
  • Strong understanding and ability to interpret financial statements
  • Strong understanding of banking practices and processes associated with credit control and related administration
  • Strong financial analysis and credit skills
  • High level of accuracy and attention to detail
  • Strong Financial Modelling
  • Excellent verbal and written communication skills
  • Excellent time management and organisational skills, with a focus on ability to manage multiple projects and meet agreed timeframes
  • Strong influencing skills both in writing through presenting a persuasive argument and verbally when handling objections
  • Ability to condense complex issues into a readable format in report writing or through other communications
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