AVP/VP, Structured Finance Department Asia Pacific, Credit Portfolio Management

Job Purpose

The primary responsibility of this role is to be responsible for the ongoing credit and administrative processes of a portfolio of Project Finance transactions. This includes active portfolio management, liaising with internal departments to manage ad-hoc administrative processes, completion of periodic portfolio monitoring, preparation of periodic credit submissions (regular and ad-hoc monitoring as well as consent and waiver requests), and preparation of periodic and ad-hoc reports to Head Office. The position will also support the activities of the Marketing Teams.

Job Responsibilities

Credit Process Management

• On time reporting and communication (minimal overdue reviews/reporting)
• Accurate and complete information
• Conforming to internal processes and compliance requirements
• Minimal errors

Control Management and Internal Customer Service

• Effective and efficient use of internal resources and communications to achieve positive outcomes in a timely manner
• On time preparation and prompt response to internal and external audit
• Appropriate communication and interaction with external customers, banks, advisors, internal colleagues (junior, peer, senior)
• Minimal errors

Credit Risk Management

• Good quality of credit papers, reports, analysis, communications
• Ability to distil complex issues and produce credit papers, reports, communications which can be easily understood by relevant Credit Teams
• Demonstrate understanding of workflow and delivery within agreed timeframes
• Timely reporting and consultation with other team members and early escalation to Team Head in relation to issues

Compliance and Internal Processes

• Conforming to internal processes and compliance aspects.

Job Requirements

• Tertiary qualification in a business-related field
• Minimum 5-10 years' credit risk experience within Structured Finance, Corporate Banking or Credit Risk environment, ideally with a Bank or Financial Institution
• Experience of working in a financial services organisation
• Strong knowledge of financial products
• Strong understanding and ability to interpret financial statements
• Strong understanding of banking practices and processes associated with credit control and related administration
• Strong financial analysis and credit skills
• High level of accuracy and attention to detail
• Strong Financial Modelling
• Excellent verbal and written communication skills
• Excellent time management and organisational skills, with a focus on ability to manage multiple projects and meet agreed timeframes
• Strong influencing skills both in writing through presenting a persuasive argument and verbally when handling objections
• Ability to condense complex issues into a readable format in report writing or through other communications