Portfolio Manager, Unsecured Lending Product - Analyst (Citi Global Wealth - Hybrid)

Employer
Citi
Location
Singapore, Singapore
Salary
Competitive
Posted
22 May 2023
Closes
21 Jun 2023
Ref
19420253
Job Function
Other
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
The Product Analyst is an intermediate level position responsible for the development of product plans, strategies and tactics in coordination with the Product Management team.

Responsibilities:
  • Strong understanding of Unsecured Lending Product dynamics, customer profiles, key drivers and Product pricing related concepts like interest, fees, minimum due and payment hierarchy.
  • In charge of conceptualization, planning, execution and managing of pricing and regulatory activities related to Credit cards and Ready Credit. Deliver sharp pricing proposition and awareness of the market landscape
  • Manage and maintain portfolio soundness through regular checks and balances with respect to key Portfolio Pricing related drivers.
  • Work effectively with different business units, internal stakeholders and external vendors to manage and implement key initiatives.
  • Leverage data analytics to design, execute marketing campaigns aimed to increase customer's balances and wallet share. Develop best in class digital journeys in partnership with internal stakeholders such as Operations, Legal and Compliance, Digital and UX design team and with deep knowledge of users and customers, and the data about how our customers engage with bank.
  • Timely tracking and analysis of marketing campaigns to ensure results are on track and identify areas to improve marketing efficiencies.
  • Develop detailed product requirements and conduct market readiness evaluations during testing phases to ensure product quality and performance goals are met
  • Participate in cross-functional teams to resolve business issues related to technology projects with significant business impact
  • Participate in technology projects for small product enhancements and minor customizations
  • Serve as Subject Matter Expert (SME) on product customization projects and influence decisions through advice, counsel, and/or facilitating services to others in area of specialization
  • Document new products and/or changes to existing products, ensure smooth business implementation during launch process, and prioritize and validate potentially dynamic material from multiple sources using analytical skills
  • Direct and oversee marketing program life cycle management including market demands, technology trends, and competitive field
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
  • 2-5 years of relevant experience
  • Working knowledge of different systems, theories, and practices relevant to a function
  • Practical experience of multiple business cycles
  • Knowledge of industry and competitor products/services
  • Working knowledge of strategic direction of the function within the business as well as a solid conceptual/practical grounding in function and/or area of expertise
  • Consistently demonstrates clear and concise written and verbal communication
  • Demonstrated project management skills
Education:
  • Bachelor's degree/University degree or equivalent experience
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Job Family Group:
Product Management and Development
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Job Family:
Product Management
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Time Type:
Full time
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